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Photo by  Arnel Hasanovic  on  Unsplash Be Thrifty and Be Smart During Your Holiday Shopping! You may have waited till the last minute or that paycheck just didn't come soon enough. The holidays can be stressful but why make it more stressful than it has to be? I'm here to tell you it doesn't have to be and I'll tell you why and how to put your holidays at ease! We all know that a huge factor when coming to the stress of the holidays if money; and things can get expensive really fast! Also, the expectations of your gift recipients can add to that bucket of anxiety as well. The bad news unfortunately is that gift recipients forgot that this is the season for giving and the thought really counts. Hopefully, you surround yourself around people who are open minded and hold on to this traditional way of thinking. So how do I start saving money and satisfying my friends and family? (Here comes the fluff. Skip to easy mode ?) Photo by  Sharon McCutcheon  on  Unsplash

Photo by  Precondo CA  on  Unsplash My Top 3 Investment App Picks Investing, stocks, " the market ", futures, our economy; scary and misunderstood words that to be honest can be very confusing. Hearing " Only the top 1 percent are able to invest or do anything related to investing and stocks " can be a huge discouragement to even try. These sorts of things can just turn you off to the whole idea of wall street and getting wealthy. Well, I'm here to tell you it isn't too late, it isn't difficult, and you don't need a mountain of cash to do it. Anyone can and SHOULD invest and with today's resources anyone with any amount of money can do it! Heads up! I won't be going into deep detail about stocks, but rather mostly into the app reviews and what the apps can do for you. I may make a separate post on suggestions for general stock investment advice if the apps don't do justice for you already. Lets talk about the apps briefly fi